SSN: Origin and Purpose
Social Security Numbers (SSNs) were created in 1936 to track workers' earnings and eligibility for Social Security benefits. They have become de facto national identification numbers for taxation and other purposes.
SSN Structure Explained
An SSN consists of nine digits. The first three represent the area number, the next two the group number, and the last four are a serial number. Area numbers were originally assigned geographically.
SSN Privacy Importance
Your SSN is key to your identity. Protecting it is crucial to avoid identity theft. Never share your SSN publicly or provide it online without ensuring the site's security and the requester's legitimacy.
SSN and Identity Theft
If someone obtains your SSN, they can potentially open new accounts, file fraudulent tax returns, or obtain credit in your name, leading to financial loss and damage to your credit history.
Modern SSN Randomization
Since 2011, the Social Security Administration introduced the SSN randomization process, eliminating the geographical significance of the first three digits and reducing the predictability of SSNs.
SSN Replacement Cards
You can replace a lost Social Security card up to three times a year and 10 times during your lifetime, with some exceptions for special circumstances. Always report a lost or stolen card immediately.
When were SSNs first created?
In 1936 for worker tracking
In 1950 for identification
In 1920 for tax purposes
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